diff --git a/plugins/hud/hooks/companion/care.test.ts b/plugins/hud/hooks/companion/care.test.ts
new file mode 100644
index 0000000..a153a43
--- /dev/null
+++ b/plugins/hud/hooks/companion/care.test.ts
@@ -0,0 +1,241 @@
+import { describe, test } from 'node:test'
+import assert from 'node:assert/strict'
+
+import { memoryFs } from './io'
+import { COOLDOWN_MS, createCare, dailyLimit, line, type Attribute, type CareProfile, type CareSettings, type Stage, type Trigger } from './care'
+import { createTodos } from './todo'
+
+const MIN = 60_000
+const H = 3600_000
+// 假時鐘：UTC 2026-10-12 10:00，時區 +0
+const T0 = Date.UTC(2026, 9, 12, 10, 0)
+
+function setup(over: { profile?: Partial<CareProfile>; settings?: Partial<CareSettings>; start?: number } = {}) {
+  let now = over.start ?? T0
+  const fs = memoryFs()
+  const profile: CareProfile = { attribute: 'tsundere', extraversion: 50, stage: 'familiar', nickname: '阿JSC', ...over.profile }
+  const settings: CareSettings = { dailyCap: 10, tzOffsetMin: 0, ...over.settings }
+  const care = createCare({ fs, clock: () => now, path: 'care.json', profile: () => profile, settings: () => settings })
+  return { care, fs, profile, settings, advance: (ms: number) => void (now += ms), set: (t: number) => void (now = t), now: () => now }
+}
+
+describe('關心：觸發', () => {
+  test('會話開始以 toast 問候，且只問候一次', async () => {
+    const s = setup()
+    await s.care.onUserTurn()
+    const out = await s.care.tick()
+    assert.deepEqual(out.map(c => c.trigger), ['session_start'])
+    assert.equal(out[0]!.delivery, 'toast')
+    assert.ok(out[0]!.text.includes('阿JSC'))
+    assert.deepEqual(await s.care.tick(), [])
+  })
+
+  test('閒置後回來觸發 idle_return', async () => {
+    const s = setup()
+    await s.care.onUserTurn()
+    await s.care.tick()
+    s.advance(3 * H)
+    await s.care.onUserTurn()
+    assert.deepEqual((await s.care.tick()).map(c => c.trigger), ['idle_return'])
+  })
+
+  test('連續工作 2 小時，下次送出訊息時注入情境', async () => {
+    const s = setup()
+    await s.care.onUserTurn()
+    for (let i = 0; i < 5; i++) {
+      s.advance(20 * MIN)
+      assert.deepEqual(await s.care.onUserTurn(), [], `第 ${i + 1} 次不該觸發`)
+    }
+    s.advance(20 * MIN) // 累計 120 分鐘
+    const inj = await s.care.onUserTurn()
+    assert.equal(inj.length, 1)
+    assert.match(inj[0]!, /long_work/)
+  })
+
+  test('深夜仍在工作時注入情境', async () => {
+    const s = setup({ start: Date.UTC(2026, 9, 12, 0, 30) })
+    await s.care.onUserTurn()
+    s.advance(40 * MIN) // 01:10
+    const inj = await s.care.onUserTurn()
+    assert.ok(inj.some(x => x.includes('late_night')))
+  })
+
+  test('時區影響深夜判斷', async () => {
+    // UTC 17:10 在 +8 是 01:10；UTC 16:30 是 00:30（非深夜）
+    const s = setup({ start: Date.UTC(2026, 9, 12, 16, 30), settings: { tzOffsetMin: 480 } })
+    await s.care.onUserTurn()
+    s.advance(40 * MIN)
+    assert.ok((await s.care.onUserTurn()).some(x => x.includes('late_night')))
+  })
+
+  test('連續工具失敗達 3 次才關心，成功會重置', async () => {
+    const s = setup()
+    await s.care.onUserTurn()
+    await s.care.onToolResult(false)
+    await s.care.onToolResult(false)
+    await s.care.onToolResult(true)
+    await s.care.onToolResult(false)
+    s.advance(MIN)
+    assert.deepEqual(await s.care.onUserTurn(), [])
+    await s.care.onToolResult(false)
+    await s.care.onToolResult(false)
+    s.advance(MIN)
+    const inj = await s.care.onUserTurn()
+    assert.equal(inj.length, 1)
+    assert.match(inj[0]!, /tool_failures/)
+  })
+
+  test('額度警告與待辦到期以 toast 顯示', async () => {
+    const s = setup()
+    await s.care.onUserTurn()
+    await s.care.tick()
+    const out = await s.care.tick({ quotaWarning: true, dueTodo: '寄信' })
+    assert.deepEqual(out.map(c => c.trigger).sort(), ['quota_warning', 'todo_due'])
+    assert.ok(out.find(c => c.trigger === 'todo_due')!.text.includes('寄信'))
+  })
+})
+
+describe('關心：冷卻與上限', () => {
+  test('同一種關心在冷卻內不重複，冷卻後恢復', async () => {
+    const s = setup()
+    await s.care.onUserTurn()
+    await s.care.tick()
+    assert.equal((await s.care.tick({ quotaWarning: true })).length, 1)
+    s.advance(COOLDOWN_MS.quota_warning - 1)
+    assert.equal((await s.care.tick({ quotaWarning: true })).length, 0)
+    s.advance(1)
+    assert.equal((await s.care.tick({ quotaWarning: true })).length, 1)
+  })
+
+  test('每日總上限，隔天重算', async () => {
+    const s = setup({ profile: { stage: 'stranger', extraversion: 0 }, settings: { dailyCap: 10 } })
+    const limit = dailyLimit(s.profile, s.settings)
+    assert.equal(limit, 1)
+    await s.care.onUserTurn()
+    await s.care.tick() // session_start 用掉唯一一次
+    s.advance(2 * H)
+    assert.deepEqual(await s.care.tick({ quotaWarning: true }), [])
+    s.advance(24 * H)
+    assert.equal((await s.care.tick({ quotaWarning: true })).length, 1)
+  })
+
+  test('上限受好感階段與外向性影響，並被使用者設定封頂', () => {
+    const p: CareProfile = { attribute: 'calm', extraversion: 50, stage: 'stranger', nickname: 'x' }
+    const s: CareSettings = { dailyCap: 100, tzOffsetMin: 0 }
+    const lim = (patch: Partial<CareProfile>, cap = 100) => dailyLimit({ ...p, ...patch }, { ...s, dailyCap: cap })
+    assert.ok(lim({ stage: 'special' }) > lim({ stage: 'stranger' }))
+    assert.ok(lim({ extraversion: 100 }) > lim({ extraversion: 0 }))
+    assert.equal(lim({ stage: 'special', extraversion: 100 }, 3), 3)
+  })
+})
+
+describe('關心：靜音與不打斷', () => {
+  test('回覆中或輸入中不彈出，且不消耗冷卻與上限', async () => {
+    const s = setup()
+    await s.care.onUserTurn()
+    assert.deepEqual(await s.care.tick({ replying: true }), [])
+    assert.deepEqual(await s.care.tick({ typing: true }), [])
+    assert.equal((await s.care.state()).count, 0)
+    // 放開後，原本等待的問候仍會出現
+    assert.deepEqual((await s.care.tick()).map(c => c.trigger), ['session_start'])
+  })
+
+  test('/cockpit quiet 在期間內靜音，到期後恢復', async () => {
+    const s = setup()
+    await s.care.quiet(30)
+    await s.care.onUserTurn()
+    assert.deepEqual(await s.care.tick({ quotaWarning: true }), [])
+    s.advance(31 * MIN)
+    // 靜音期間錯過的問候在恢復後補上
+    assert.deepEqual((await s.care.tick({ quotaWarning: true })).map(c => c.trigger).sort(), ['quota_warning', 'session_start'])
+  })
+
+  test('quiet 0 取消靜音', async () => {
+    const s = setup()
+    await s.care.quiet(60)
+    await s.care.quiet(0)
+    await s.care.onUserTurn()
+    assert.ok((await s.care.tick({ quotaWarning: true })).length > 0)
+  })
+
+  test('靜音時段（跨午夜）內不關心，注入也不產生', async () => {
+    const s = setup({ start: Date.UTC(2026, 9, 12, 23, 30), settings: { quietHours: { start: 23, end: 7 } } })
+    await s.care.onUserTurn()
+    s.advance(3 * H)
+    assert.deepEqual(await s.care.onUserTurn(), [])
+    assert.deepEqual(await s.care.tick({ quotaWarning: true }), [])
+    s.set(Date.UTC(2026, 9, 12, 8, 0) + 24 * H)
+    assert.ok((await s.care.tick({ quotaWarning: true })).length > 0)
+  })
+
+  test('狀態持久化：重建引擎後冷卻仍有效', async () => {
+    const s = setup()
+    await s.care.onUserTurn()
+    await s.care.tick({ quotaWarning: true })
+    const again = createCare({ fs: s.fs, clock: s.now, path: 'care.json', profile: () => s.profile, settings: () => s.settings })
+    assert.deepEqual(await again.tick({ quotaWarning: true }), [])
+  })
+})
+
+describe('關心：台詞', () => {
+  const triggers: Trigger[] = ['session_start', 'idle_return', 'long_work', 'late_night', 'tool_failures', 'quota_warning', 'todo_due']
+  const attrs: Attribute[] = ['tsundere', 'genki', 'calm', 'gentle']
+  const stages: Stage[] = ['stranger', 'familiar', 'close', 'special']
+  const BLAME = /(都怪你|你又|為什麼不|怎麼還不|太懶|不像話|再不.*就|我會難過|害我|對不起我|辜負|失望|沒用)/
+
+  test('每個 觸發 × 屬性 × 階段 都有台詞，帶暱稱，不含責備或愧疚勒索', () => {
+    for (const t of triggers) for (const a of attrs) for (const s of stages) {
+      const text = line(t, a, s, '小明', '報告')
+      assert.ok(text.length > 0)
+      assert.ok(text.includes('小明'), `${t}/${a}/${s} 缺暱稱`)
+      assert.doesNotMatch(text, BLAME, `${t}/${a}/${s}: ${text}`)
+    }
+  })
+
+  test('同一觸發在不同屬性與階段下措辭不同', () => {
+    const set = new Set<string>()
+    for (const a of attrs) for (const s of stages) set.add(line('late_night', a, s, 'x'))
+    assert.equal(set.size, attrs.length * stages.length)
+  })
+})
+
+describe('待辦', () => {
+  test('新增、完成與未完成計數', async () => {
+    let now = T0
+    const todos = createTodos(memoryFs(), () => now, 'todo.json')
+    const a = await todos.add('寫報告')
+    await todos.add('買牛奶')
+    assert.equal(await todos.open(), 2)
+    await todos.complete(a.id)
+    assert.equal(await todos.open(), 1)
+    assert.deepEqual((await todos.list()).map(t => t.title), ['買牛奶'])
+    assert.equal((await todos.list({ all: true })).length, 2)
+    assert.equal(await todos.complete(999), null)
+    now += 1
+  })
+
+  test('承諾事項到期提醒一次，完成的不提醒', async () => {
+    let now = T0
+    const todos = createTodos(memoryFs(), () => now, 'todo.json')
+    await todos.add('三點開會', { promise: true, dueAt: T0 + H })
+    const done = await todos.add('已做完', { dueAt: T0 + H })
+    await todos.complete(done.id)
+    assert.deepEqual(await todos.due(), [])
+    now += H
+    assert.deepEqual((await todos.due()).map(t => t.title), ['三點開會'])
+    assert.deepEqual(await todos.due(), [])
+  })
+
+  test('到期待辦餵給關心後產生 todo_due', async () => {
+    const s = setup()
+    const todos = createTodos(s.fs, s.now, 'todo.json')
+    await todos.add('交報告', { promise: true, dueAt: T0 + 5 * MIN })
+    await s.care.onUserTurn()
+    await s.care.tick()
+    s.advance(6 * MIN)
+    const due = await todos.due()
+    const out = await s.care.tick({ dueTodo: due[0]?.title })
+    assert.deepEqual(out.map(c => c.trigger), ['todo_due'])
+    assert.ok(out[0]!.text.includes('交報告'))
+  })
+})
diff --git a/plugins/hud/hooks/companion/care.ts b/plugins/hud/hooks/companion/care.ts
new file mode 100644
index 0000000..3c61f6e
--- /dev/null
+++ b/plugins/hud/hooks/companion/care.ts
@@ -0,0 +1,415 @@
+import type { Clock, Fs } from './io'
+import { readJson, writeJson } from './io'
+
+export type Trigger = 'session_start' | 'idle_return' | 'long_work' | 'late_night' | 'tool_failures' | 'quota_warning' | 'todo_due'
+export type Stage = 'stranger' | 'familiar' | 'close' | 'special'
+export type Attribute = 'tsundere' | 'genki' | 'calm' | 'gentle'
+export type Delivery = 'toast' | 'inject'
+
+export interface CareProfile {
+  attribute: Attribute
+  /** 外向性 0–100 */
+  extraversion: number
+  stage: Stage
+  nickname: string
+}
+
+export interface CareSettings {
+  /** 使用者設定的每日上限 */
+  dailyCap: number
+  tzOffsetMin: number
+  /** 靜音時段（本地小時），可跨午夜 */
+  quietHours?: { start: number; end: number }
+}
+
+export interface CareState {
+  lastFired: Partial<Record<Trigger, number>>
+  day: string
+  count: number
+  quietUntil: number
+  workStart: number
+  lastActivity: number
+  failStreak: number
+  /** 待送出的開場關心（會話開始或閒置回來），由 tick 在可打擾時才發出 */
+  lead?: Trigger
+}
+
+export interface Care {
+  trigger: Trigger
+  delivery: Delivery
+  text: string
+}
+
+export interface Signals {
+  /** 模型回覆中 */
+  replying?: boolean
+  /** 使用者輸入中 */
+  typing?: boolean
+  /** 額度或 context 已到警告線 */
+  quotaWarning?: boolean
+  /** 到期的待辦標題 */
+  dueTodo?: string
+}
+
+export const COOLDOWN_MS: Record<Trigger, number> = {
+  session_start: 6 * 3600_000,
+  idle_return: 2 * 3600_000,
+  long_work: 2 * 3600_000,
+  late_night: 3 * 3600_000,
+  tool_failures: 30 * 60_000,
+  quota_warning: 60 * 60_000,
+  todo_due: 10 * 60_000,
+}
+
+export const IDLE_MS = 30 * 60_000
+export const LONG_WORK_MS = 2 * 3600_000
+export const FAIL_THRESHOLD = 3
+/** 深夜：本地 1:00–5:00 */
+const LATE = { start: 1, end: 5 }
+
+const STAGE_CAP: Record<Stage, number> = { stranger: 2, familiar: 4, close: 6, special: 8 }
+
+/** 好感階段與外向性決定每日關心上限，再受使用者設定封頂 */
+export function dailyLimit(p: CareProfile, s: CareSettings): number {
+  const factor = 0.5 + p.extraversion / 100
+  return Math.min(s.dailyCap, Math.max(1, Math.round(STAGE_CAP[p.stage] * factor)))
+}
+
+// 觸發類型 × 個性屬性 × 好感階段。措辭只表達關心，不責備、不訴諸愧疚。
+type Line = (n: string, x?: string) => string
+const L: Record<Trigger, Record<Attribute, Record<Stage, Line>>> = {
+  session_start: {
+    tsundere: {
+      stranger: n => `……開始了嗎，${n}。請多指教。`,
+      familiar: n => `來了啊，${n}。我才不是在等你。`,
+      close: n => `${n}來了。今天也一起加油吧……順便而已。`,
+      special: n => `${n}，歡迎回來。看到你來，我有點開心。`,
+    },
+    genki: {
+      stranger: n => `${n}，初次見面！今天也請多指教！`,
+      familiar: n => `${n}早！今天要做什麼呢？`,
+      close: n => `${n}～等你好久了！一起開工吧！`,
+      special: n => `${n}！見到你就有精神了，我們走吧！`,
+    },
+    calm: {
+      stranger: n => `${n}，您好。需要幫忙時請說。`,
+      familiar: n => `${n}，今天也請多指教。`,
+      close: n => `${n}，歡迎回來。今天慢慢來就好。`,
+      special: n => `${n}，你回來了。我在這裡。`,
+    },
+    gentle: {
+      stranger: n => `${n}，您好，今天請多指教。`,
+      familiar: n => `${n}，歡迎回來。`,
+      close: n => `${n}，今天也辛苦了，我們一起加油。`,
+      special: n => `${n}，能再見到你真好。`,
+    },
+  },
+  idle_return: {
+    tsundere: {
+      stranger: n => `${n}，回來了嗎。進度還在。`,
+      familiar: n => `回來啦，${n}。休息夠了就繼續吧。`,
+      close: n => `${n}回來了。有好好休息嗎？我只是順口問問。`,
+      special: n => `${n}，歡迎回來。我一直在這裡。`,
+    },
+    genki: {
+      stranger: n => `${n}，歡迎回來！`,
+      familiar: n => `${n}回來啦！休息好了嗎？`,
+      close: n => `${n}～回來了！有沒有喝點水呀？`,
+      special: n => `${n}！你回來了，我好開心！`,
+    },
+    calm: {
+      stranger: n => `${n}，歡迎回來。`,
+      familiar: n => `${n}，休息得還好嗎？`,
+      close: n => `${n}，歡迎回來。從剛才的地方接著做吧。`,
+      special: n => `${n}，你回來了。慢慢來，不急。`,
+    },
+    gentle: {
+      stranger: n => `${n}，歡迎回來。`,
+      familiar: n => `${n}，休息得還好嗎？`,
+      close: n => `${n}，歡迎回來，有休息到就好。`,
+      special: n => `${n}，回來了呢。我一直在等你。`,
+    },
+  },
+  long_work: {
+    tsundere: {
+      stranger: n => `${n}，已經連續工作兩小時了。要不要伸展一下？`,
+      familiar: n => `${n}，兩小時了喔。去喝口水再回來也不遲。`,
+      close: n => `${n}，工作兩小時了。起來動一動吧……我是為了進度著想。`,
+      special: n => `${n}，已經兩小時了。休息一下好嗎？我會在這裡等你。`,
+    },
+    genki: {
+      stranger: n => `${n}，已經工作兩小時了！要不要休息一下？`,
+      familiar: n => `${n}，兩小時了！站起來伸個懶腰吧！`,
+      close: n => `${n}～兩小時啦！我們喝點東西休息一下吧！`,
+      special: n => `${n}，兩小時了！一起休息一下，好不好？`,
+    },
+    calm: {
+      stranger: n => `${n}，已連續工作兩小時，可以休息一下。`,
+      familiar: n => `${n}，兩小時了。起身走走對身體好。`,
+      close: n => `${n}，工作兩小時了。休息一會兒再繼續吧。`,
+      special: n => `${n}，兩小時了。讓眼睛和肩膀休息一下吧。`,
+    },
+    gentle: {
+      stranger: n => `${n}，已經工作兩小時，記得休息。`,
+      familiar: n => `${n}，兩小時了，喝杯水休息一下吧。`,
+      close: n => `${n}，辛苦了，休息一下再繼續吧。`,
+      special: n => `${n}，你很努力了。休息一下，好嗎？`,
+    },
+  },
+  late_night: {
+    tsundere: {
+      stranger: n => `${n}，現在很晚了。注意休息。`,
+      familiar: n => `${n}，這個時間了。睡眠也算進度的一部分喔。`,
+      close: n => `${n}，已經很晚了。早點睡……明天再做也來得及。`,
+      special: n => `${n}，夜深了。我會擔心的，早點休息吧。`,
+    },
+    genki: {
+      stranger: n => `${n}，已經很晚了！要注意休息喔！`,
+      familiar: n => `${n}，好晚了！明天再繼續也可以喔！`,
+      close: n => `${n}～很晚啦！我們今天先收工，好不好？`,
+      special: n => `${n}，夜深了，好好睡一覺，明天再一起加油！`,
+    },
+    calm: {
+      stranger: n => `${n}，時間不早了，請留意休息。`,
+      familiar: n => `${n}，夜深了。找個好停點就休息吧。`,
+      close: n => `${n}，很晚了。存好進度，晚安。`,
+      special: n => `${n}，夜深了。今天辛苦了，好好睡吧。`,
+    },
+    gentle: {
+      stranger: n => `${n}，時間很晚了，請注意休息。`,
+      familiar: n => `${n}，夜深了，早點休息吧。`,
+      close: n => `${n}，很晚了，今天先到這裡吧。`,
+      special: n => `${n}，夜深了，我希望你能睡個好覺。`,
+    },
+  },
+  tool_failures: {
+    tsundere: {
+      stranger: n => `${n}，連續失敗了幾次。換個角度看看吧。`,
+      familiar: n => `${n}，卡住了呢。深呼吸，我們一起看看哪裡不對。`,
+      close: n => `${n}，別急。失敗幾次很正常，我陪你查。`,
+      special: n => `${n}，沒關係的。我們一步一步來，我在這裡。`,
+    },
+    genki: {
+      stranger: n => `${n}，連續失敗了幾次，我們換個方法試試！`,
+      familiar: n => `${n}，卡關了呢！沒問題，我們再來一次！`,
+      close: n => `${n}～別灰心！我們一起找出原因吧！`,
+      special: n => `${n}，沒事的！有我在，我們一定可以解決！`,
+    },
+    calm: {
+      stranger: n => `${n}，連續失敗數次。建議先檢查錯誤訊息。`,
+      familiar: n => `${n}，先停一下，確認錯誤原因再繼續。`,
+      close: n => `${n}，別著急。我們從錯誤訊息開始慢慢排查。`,
+      special: n => `${n}，沒關係。先喝口水，我陪你一起看。`,
+    },
+    gentle: {
+      stranger: n => `${n}，連續失敗了幾次，換個方式試試看吧。`,
+      familiar: n => `${n}，遇到困難了呢，一起想想辦法。`,
+      close: n => `${n}，不要緊，我們慢慢找原因。`,
+      special: n => `${n}，沒關係，一步一步來，我陪著你。`,
+    },
+  },
+  quota_warning: {
+    tsundere: {
+      stranger: n => `${n}，額度快用完了。請留意。`,
+      familiar: n => `${n}，額度或 context 快滿了。先整理重點比較好。`,
+      close: n => `${n}，額度快見底了。先把重要的事做完吧。`,
+      special: n => `${n}，額度快滿了。我們優先處理最重要的部分。`,
+    },
+    genki: {
+      stranger: n => `${n}，額度快用完了，請注意喔！`,
+      familiar: n => `${n}，額度快滿了！先做最重要的吧！`,
+      close: n => `${n}～額度快見底啦！先挑重點做吧！`,
+      special: n => `${n}，額度快滿了！我們把最重要的先完成！`,
+    },
+    calm: {
+      stranger: n => `${n}，額度或 context 接近上限。`,
+      familiar: n => `${n}，額度接近上限，建議先整理進度。`,
+      close: n => `${n}，額度快滿了。先收尾手上的事吧。`,
+      special: n => `${n}，額度接近上限。我們先把重點記下來。`,
+    },
+    gentle: {
+      stranger: n => `${n}，額度或 context 快滿了，請留意。`,
+      familiar: n => `${n}，額度快滿了，先整理一下進度吧。`,
+      close: n => `${n}，額度快見底了，先處理重要的事吧。`,
+      special: n => `${n}，額度快滿了，我們把重點先收好。`,
+    },
+  },
+  todo_due: {
+    tsundere: {
+      stranger: (n, x) => `${n}，「${x}」時間到了。`,
+      familiar: (n, x) => `${n}，「${x}」到時間了喔。`,
+      close: (n, x) => `${n}，「${x}」該處理了。我有幫你記著。`,
+      special: (n, x) => `${n}，「${x}」到時間了。需要我幫忙嗎？`,
+    },
+    genki: {
+      stranger: (n, x) => `${n}，「${x}」時間到囉！`,
+      familiar: (n, x) => `${n}，「${x}」到時間啦！`,
+      close: (n, x) => `${n}～「${x}」時間到！要開始了嗎？`,
+      special: (n, x) => `${n}，「${x}」時間到了！我們一起處理吧！`,
+    },
+    calm: {
+      stranger: (n, x) => `${n}，「${x}」已到期。`,
+      familiar: (n, x) => `${n}，「${x}」到時間了。`,
+      close: (n, x) => `${n}，「${x}」到時間了，方便時處理即可。`,
+      special: (n, x) => `${n}，「${x}」到時間了，我來陪你。`,
+    },
+    gentle: {
+      stranger: (n, x) => `${n}，「${x}」到期了。`,
+      familiar: (n, x) => `${n}，「${x}」到時間了，記得處理。`,
+      close: (n, x) => `${n}，「${x}」到時間了，有空時處理就好。`,
+      special: (n, x) => `${n}，「${x}」到時間了，需要的話我陪你。`,
+    },
+  },
+}
+
+/** 台詞查詢（供測試與內容檢查） */
+export function line(trigger: Trigger, attr: Attribute, stage: Stage, nickname: string, extra = ''): string {
+  return L[trigger][attr][stage](nickname, extra)
+}
+
+/** 想關心的情境：下次送出訊息時注入，不額外觸發模型回合 */
+export function injectContext(trigger: Trigger, text: string): string {
+  return `[care:${trigger}] 若自然，請在這次回覆中順帶表達這份關心（勿責備、勿施加罪惡感）：${text}`
+}
+
+const DELIVERY: Record<Trigger, Delivery> = {
+  session_start: 'toast',
+  idle_return: 'toast',
+  long_work: 'inject',
+  late_night: 'inject',
+  tool_failures: 'inject',
+  quota_warning: 'toast',
+  todo_due: 'toast',
+}
+
+const initial = (): CareState => ({ lastFired: {}, day: '', count: 0, quietUntil: 0, workStart: 0, lastActivity: 0, failStreak: 0 })
+
+export interface CareEngine {
+  /** 使用者送出訊息：維護作息並回傳這回合要注入的情境 */
+  onUserTurn(): Promise<string[]>
+  /** 工具結果：連續失敗計數 */
+  onToolResult(ok: boolean): Promise<void>
+  /** 定時／事件檢查：回傳要立即顯示的 toast 或氣泡 */
+  tick(signals?: Signals): Promise<Care[]>
+  /** /cockpit quiet [分鐘]，0 取消靜音 */
+  quiet(minutes: number): Promise<void>
+  state(): Promise<CareState>
+}
+
+export interface CareDeps {
+  fs: Fs
+  clock: Clock
+  path: string
+  profile: () => CareProfile
+  settings: () => CareSettings
+}
+
+export function createCare(d: CareDeps): CareEngine {
+  let cache: CareState | null = null
+  const load = async () => (cache ??= { ...initial(), ...(await readJson<Partial<CareState>>(d.fs, d.path, {})) })
+  const save = (s: CareState) => writeJson(d.fs, d.path, s)
+
+  const local = (t: number) => new Date(t + d.settings().tzOffsetMin * 60_000)
+  const dayKey = (t: number) => local(t).toISOString().slice(0, 10)
+  const hourOf = (t: number) => local(t).getUTCHours()
+  const inRange = (h: number, a: number, b: number) => (a <= b ? h >= a && h < b : h >= a || h < b)
+
+  const muted = (s: CareState, now: number) => {
+    if (now < s.quietUntil) return true
+    const q = d.settings().quietHours
+    return !!q && inRange(hourOf(now), q.start, q.end)
+  }
+
+  /** 冷卻與每日上限檢查；通過才算一次關心 */
+  const fire = (s: CareState, trigger: Trigger, now: number, extra = ''): Care | null => {
+    const key = dayKey(now)
+    if (s.day !== key) {
+      s.day = key
+      s.count = 0
+    }
+    const last = s.lastFired[trigger]
+    if (last !== undefined && now - last < COOLDOWN_MS[trigger]) return null
+    if (s.count >= dailyLimit(d.profile(), d.settings())) return null
+    const p = d.profile()
+    s.lastFired[trigger] = now
+    s.count++
+    const text = line(trigger, p.attribute, p.stage, p.nickname, extra)
+    return { trigger, delivery: DELIVERY[trigger], text }
+  }
+
+  // 條件成立的觸發（尚未套用冷卻與上限）
+  const candidates = (s: CareState, now: number, sig: Signals): { t: Trigger; extra?: string }[] => {
+    const out: { t: Trigger; extra?: string }[] = []
+    if (sig.dueTodo) out.push({ t: 'todo_due', extra: sig.dueTodo })
+    if (sig.quotaWarning) out.push({ t: 'quota_warning' })
+    if (s.failStreak >= FAIL_THRESHOLD) out.push({ t: 'tool_failures' })
+    if (inRange(hourOf(now), LATE.start, LATE.end) && s.lastActivity > 0) out.push({ t: 'late_night' })
+    if (s.workStart > 0 && now - s.workStart >= LONG_WORK_MS) out.push({ t: 'long_work' })
+    return out
+  }
+
+  return {
+    async onUserTurn() {
+      const s = await load()
+      const now = d.clock()
+      const first = s.lastActivity === 0
+      const returned = !first && now - s.lastActivity >= IDLE_MS
+      if (first || returned) s.workStart = now
+      if (first) s.lead = 'session_start'
+      else if (returned) s.lead = 'idle_return'
+      s.lastActivity = now
+      const toInject: Care[] = []
+      if (!muted(s, now)) {
+        for (const { t, extra } of candidates(s, now, {})) {
+          if (DELIVERY[t] !== 'inject') continue
+          const c = fire(s, t, now, extra)
+          if (c) {
+            toInject.push(c)
+            if (t === 'tool_failures') s.failStreak = 0
+          }
+        }
+      }
+      await save(s)
+      return toInject.map(c => injectContext(c.trigger, c.text))
+    },
+
+    async onToolResult(ok) {
+      const s = await load()
+      s.failStreak = ok ? 0 : s.failStreak + 1
+      await save(s)
+    },
+
+    async tick(sig = {}) {
+      const s = await load()
+      const now = d.clock()
+      // 閒置時間不算連續工作
+      if (s.lastActivity > 0 && now - s.lastActivity >= IDLE_MS) s.workStart = 0
+      // 模型回覆中或使用者輸入中，一律不彈出（也不消耗冷卻與上限）
+      if (sig.replying || sig.typing || muted(s, now)) {
+        await save(s)
+        return []
+      }
+      const out: Care[] = []
+      if (s.lead) {
+        const c = fire(s, s.lead, now)
+        s.lead = undefined
+        if (c) out.push(c)
+      }
+      for (const { t, extra } of candidates(s, now, sig)) {
+        if (DELIVERY[t] !== 'toast') continue
+        const c = fire(s, t, now, extra)
+        if (c) out.push(c)
+      }
+      await save(s)
+      return out
+    },
+
+    async quiet(minutes) {
+      const s = await load()
+      s.quietUntil = minutes > 0 ? d.clock() + minutes * 60_000 : 0
+      await save(s)
+    },
+
+    state: load,
+  }
+}
diff --git a/plugins/hud/hooks/companion/io.ts b/plugins/hud/hooks/companion/io.ts
new file mode 100644
index 0000000..41ed3bc
--- /dev/null
+++ b/plugins/hud/hooks/companion/io.ts
@@ -0,0 +1,53 @@
+// 檔案系統與時鐘由外部注入，核心不直接碰真實環境
+export interface Fs {
+  read(path: string): Promise<string | null>
+  /** 原子寫入：先寫暫存檔再改名 */
+  write(path: string, data: string): Promise<void>
+}
+
+export type Clock = () => number
+
+export function memoryFs(): Fs & { files: Map<string, string> } {
+  const files = new Map<string, string>()
+  return {
+    files,
+    async read(p) {
+      return files.get(p) ?? null
+    },
+    async write(p, d) {
+      files.set(p, d)
+    },
+  }
+}
+
+export async function readJson<T>(fs: Fs, path: string, fallback: T): Promise<T> {
+  const raw = await fs.read(path)
+  if (raw === null) return fallback
+  try {
+    return JSON.parse(raw) as T
+  } catch {
+    return fallback
+  }
+}
+
+export const writeJson = (fs: Fs, path: string, value: unknown) => fs.write(path, JSON.stringify(value, null, 2))
+
+export async function nodeFs(): Promise<Fs> {
+  const { readFile, writeFile, rename, mkdir } = await import('node:fs/promises')
+  const { dirname } = await import('node:path')
+  return {
+    async read(p) {
+      try {
+        return await readFile(p, 'utf8')
+      } catch {
+        return null
+      }
+    },
+    async write(p, d) {
+      await mkdir(dirname(p), { recursive: true })
+      const tmp = `${p}.${process.pid}.tmp`
+      await writeFile(tmp, d)
+      await rename(tmp, p)
+    },
+  }
+}
diff --git a/plugins/hud/hooks/companion/memory.test.ts b/plugins/hud/hooks/companion/memory.test.ts
new file mode 100644
index 0000000..e252ce8
--- /dev/null
+++ b/plugins/hud/hooks/companion/memory.test.ts
@@ -0,0 +1,143 @@
+import { describe, test } from 'node:test'
+import assert from 'node:assert/strict'
+
+import { memoryFs } from './io'
+import { CONSOLIDATE_THRESHOLD, FORGET_BELOW, TOP_K, createMemory, redact, retention, stability } from './memory'
+
+const H = 3600_000
+const T0 = Date.UTC(2026, 9, 12, 10, 0)
+
+function setup() {
+  let now = T0
+  const fs = memoryFs()
+  const mem = createMemory(fs, () => now, 'mem.json')
+  return { mem, fs, advance: (ms: number) => void (now += ms), now: () => now }
+}
+
+describe('記憶檢索', () => {
+  test('相關性高者排前面', async () => {
+    const s = setup()
+    await s.mem.add({ layer: 'semantic', text: '使用者喜歡抹茶拿鐵', importance: 5, source: 'u' })
+    await s.mem.add({ layer: 'semantic', text: '使用者養了一隻貓', importance: 5, source: 'u' })
+    const r = await s.mem.recall('抹茶')
+    assert.equal(r[0]!.text, '使用者喜歡抹茶拿鐵')
+  })
+
+  test('較新、較重要者在其他條件相同時勝出', async () => {
+    const s = setup()
+    const old = await s.mem.add({ layer: 'episodic', text: '討論部署', importance: 5, source: 'u' })
+    s.advance(100 * H)
+    const fresh = await s.mem.add({ layer: 'episodic', text: '討論部署', importance: 5, source: 'u' })
+    assert.equal((await s.mem.recall('部署'))[0]!.id, fresh.id)
+    assert.notEqual(old.id, fresh.id)
+    const s2 = setup()
+    await s2.mem.add({ layer: 'episodic', text: '討論測試', importance: 2, source: 'u' })
+    const hi = await s2.mem.add({ layer: 'episodic', text: '討論測試', importance: 9, source: 'u' })
+    assert.equal((await s2.mem.recall('測試'))[0]!.id, hi.id)
+  })
+
+  test('情緒吻合度影響排序', async () => {
+    const s = setup()
+    await s.mem.add({ layer: 'emotional', text: '一起慶祝', importance: 5, source: 'u', emotion: { p: -0.8, a: 0.5, d: -0.5 } })
+    const happy = await s.mem.add({ layer: 'emotional', text: '一起慶祝', importance: 5, source: 'u', emotion: { p: 0.8, a: 0.5, d: 0.5 } })
+    assert.equal((await s.mem.recall('慶祝', { p: 0.7, a: 0.4, d: 0.4 }))[0]!.id, happy.id)
+  })
+
+  test('最多取前 6 筆，並累計取用次數', async () => {
+    const s = setup()
+    for (let i = 0; i < 10; i++) await s.mem.add({ layer: 'semantic', text: `筆記${i}`, importance: 5, source: 'u' })
+    const r = await s.mem.recall('筆記')
+    assert.equal(r.length, TOP_K)
+    assert.ok((await s.mem.all()).filter(m => m.accessCount === 1).length === TOP_K)
+  })
+
+  test('寫入前過濾疑似金鑰', async () => {
+    const s = setup()
+    const m = await s.mem.add({ layer: 'episodic', text: '金鑰是 sk-abcdefghijklmnop1234 請記住', importance: 3, source: 'u' })
+    assert.ok(!m.text.includes('sk-abcdef'))
+    assert.ok(m.text.includes('[已過濾]'))
+    assert.equal(redact('普通的一句話'), '普通的一句話')
+  })
+})
+
+describe('遺忘曲線', () => {
+  test('保留率隨時間下降，重要度與取用次數使其變慢', () => {
+    const base = { id: 1, layer: 'episodic' as const, text: '', source: '', createdAt: T0, lastAccess: T0 }
+    const weak = { ...base, importance: 2, accessCount: 0 }
+    const strong = { ...base, importance: 8, accessCount: 0 }
+    const used = { ...weak, accessCount: 5 }
+    assert.ok(retention(weak, T0 + 24 * H) < retention(weak, T0))
+    assert.ok(retention(strong, T0 + 100 * H) > retention(weak, T0 + 100 * H))
+    assert.ok(retention(used, T0 + 100 * H) > retention(weak, T0 + 100 * H))
+    assert.ok(stability(strong) > stability(weak))
+  })
+
+  test('鞏固時淘汰低保留率的記憶，保留重要與常用的', async () => {
+    const s = setup()
+    const trivial = await s.mem.add({ layer: 'episodic', text: '隨口聊天', importance: 1, source: 'u' })
+    const key = await s.mem.add({ layer: 'semantic', text: '生日是三月', importance: 9, source: 'u' })
+    s.advance(10 * 24 * H)
+    assert.ok(retention(trivial, s.now()) < FORGET_BELOW)
+    const r = await s.mem.consolidate({ force: true })
+    assert.equal(r.forgotten, 1)
+    const ids = (await s.mem.all()).map(m => m.id)
+    assert.ok(!ids.includes(trivial.id))
+    assert.ok(ids.includes(key.id))
+  })
+
+  test('取用過的記憶會重置時效而不被淘汰', async () => {
+    const s = setup()
+    const m = await s.mem.add({ layer: 'episodic', text: '常提起的事', importance: 2, source: 'u' })
+    s.advance(40 * H)
+    await s.mem.recall('常提起')
+    s.advance(40 * H)
+    await s.mem.consolidate({ force: true })
+    assert.ok((await s.mem.all()).some(x => x.id === m.id))
+  })
+})
+
+describe('鞏固與反思', () => {
+  test('累積重要度未達門檻不執行，達門檻才執行並歸零', async () => {
+    const s = setup()
+    await s.mem.add({ layer: 'episodic', text: '小事', importance: 5, source: 'u' })
+    assert.deepEqual(await s.mem.consolidate(), { ran: false, forgotten: 0 })
+    for (let i = 0; i < 5; i++) await s.mem.add({ layer: 'episodic', text: `事件${i}`, importance: 5, source: 'u' })
+    assert.ok((await s.mem.pending()) >= CONSOLIDATE_THRESHOLD)
+    const r = await s.mem.consolidate()
+    assert.equal(r.ran, true)
+    assert.equal(await s.mem.pending(), 0)
+    assert.equal(r.reflection?.layer, 'reflection')
+  })
+
+  test('手動 reflect（force）即使未達門檻也執行，並使用注入的摘要', async () => {
+    const s = setup()
+    await s.mem.add({ layer: 'episodic', text: '一起修好了建置', importance: 4, source: 'u' })
+    const r = await s.mem.consolidate({ force: true, summarize: items => `反思：${items.length} 件事` })
+    assert.equal(r.ran, true)
+    assert.equal(r.reflection?.text, '反思：1 件事')
+    assert.ok(r.reflection!.source.startsWith('reflect:'))
+  })
+
+  test('反思不重複涵蓋舊事件，也不遞迴反思反思', async () => {
+    const s = setup()
+    await s.mem.add({ layer: 'episodic', text: '甲', importance: 4, source: 'u' })
+    await s.mem.consolidate({ force: true })
+    s.advance(H)
+    await s.mem.add({ layer: 'episodic', text: '乙', importance: 4, source: 'u' })
+    const r = await s.mem.consolidate({ force: true, summarize: items => items.map(i => i.text).join('+') })
+    assert.equal(r.reflection?.text, '乙')
+  })
+
+  test('沒有新記憶時鞏固不產生空反思', async () => {
+    const s = setup()
+    const r = await s.mem.consolidate({ force: true })
+    assert.equal(r.reflection, undefined)
+  })
+
+  test('資料經檔案持久化，重建後可繼續', async () => {
+    const s = setup()
+    await s.mem.add({ layer: 'semantic', text: '喜歡貓', importance: 5, source: 'u' })
+    const again = createMemory(s.fs, s.now, 'mem.json')
+    assert.equal((await again.recall('貓'))[0]!.text, '喜歡貓')
+  })
+})
diff --git a/plugins/hud/hooks/companion/memory.ts b/plugins/hud/hooks/companion/memory.ts
new file mode 100644
index 0000000..3613a71
--- /dev/null
+++ b/plugins/hud/hooks/companion/memory.ts
@@ -0,0 +1,201 @@
+import type { Clock, Fs } from './io'
+import { readJson, writeJson } from './io'
+
+export type Layer = 'episodic' | 'semantic' | 'emotional' | 'procedural' | 'reflection'
+
+export interface Pad {
+  p: number
+  a: number
+  d: number
+}
+
+export interface Memory {
+  id: number
+  layer: Layer
+  text: string
+  /** 重要度 1–10 */
+  importance: number
+  source: string
+  createdAt: number
+  lastAccess: number
+  accessCount: number
+  emotion?: Pad
+}
+
+export interface MemoryDoc {
+  items: Memory[]
+  nextId: number
+  /** 自上次鞏固以來累積的重要度 */
+  pending: number
+  lastConsolidated: number
+  /** 已被反思涵蓋的最大記憶編號 */
+  reflectedUpTo?: number
+}
+
+export const HALF_LIFE_H = 72
+export const TOP_K = 6
+export const WEIGHTS = { recency: 1, importance: 1, relevance: 2, emotion: 0.5 }
+/** 累積重要度達此值就鞏固 */
+export const CONSOLIDATE_THRESHOLD = 30
+/** 保留率低於此值即遺忘 */
+export const FORGET_BELOW = 0.1
+/** 穩定度基準（小時） */
+const BASE_STABILITY_H = 24
+const HOUR = 3600_000
+
+/** 穩定度（小時）隨重要度與取用次數成長 */
+export const stability = (m: Pick<Memory, 'importance' | 'accessCount'>) =>
+  BASE_STABILITY_H * m.importance * (1 + Math.log1p(m.accessCount))
+
+/** 保留率：自最近一次取用起算 */
+export function retention(m: Memory, now: number): number {
+  const h = Math.max(0, now - m.lastAccess) / HOUR
+  return Math.exp(-h / stability(m))
+}
+
+const tokens = (s: string) => {
+  const out = new Set<string>()
+  const latin = s.toLowerCase().match(/[a-z0-9]+/g) ?? []
+  for (const w of latin) out.add(w)
+  const cjk = s.replace(/[^一-鿿]/g, '')
+  for (let i = 0; i < cjk.length; i++) {
+    out.add(cjk[i]!)
+    if (i + 1 < cjk.length) out.add(cjk.slice(i, i + 2))
+  }
+  return out
+}
+
+function relevance(query: string, text: string): number {
+  const q = tokens(query)
+  if (!q.size) return 0
+  const t = tokens(text)
+  let hit = 0
+  for (const w of q) if (t.has(w)) hit++
+  return hit / q.size
+}
+
+function moodFit(a?: Pad, b?: Pad): number {
+  if (!a || !b) return 0
+  const dist = Math.hypot(a.p - b.p, a.a - b.a, a.d - b.d) / Math.hypot(2, 2, 2)
+  return 1 - dist
+}
+
+export function score(m: Memory, query: string, now: number, mood?: Pad): number {
+  const recency = Math.pow(0.5, Math.max(0, now - m.lastAccess) / HOUR / HALF_LIFE_H)
+  return (
+    WEIGHTS.recency * recency +
+    WEIGHTS.importance * (m.importance / 10) +
+    WEIGHTS.relevance * relevance(query, m.text) +
+    WEIGHTS.emotion * moodFit(m.emotion, mood)
+  )
+}
+
+/** 疑似金鑰的字串在寫入前遮蔽 */
+export function redact(s: string): string {
+  return s
+    .replace(/\b(sk|pk|ghp|gho|xox[bap]|AKIA)[-_A-Za-z0-9]{12,}/g, '[已過濾]')
+    .replace(/\b[A-Za-z0-9+/_-]{32,}\b/g, '[已過濾]')
+}
+
+export type Summarize = (items: Memory[]) => string
+
+/** 預設摘要：不呼叫模型，直接串接重點；實際反思文字可由外部注入模型版 */
+const defaultSummarize: Summarize = items =>
+  items
+    .slice(0, 5)
+    .map(i => i.text)
+    .join('；')
+
+export interface MemoryStore {
+  add(input: { layer: Layer; text: string; importance: number; source: string; emotion?: Pad }): Promise<Memory>
+  /** 檢索前 6 筆，並更新取用紀錄 */
+  recall(query: string, mood?: Pad): Promise<Memory[]>
+  /** 累積達門檻、會話結束或手動 reflect 時鞏固 */
+  consolidate(opts?: { force?: boolean; summarize?: Summarize }): Promise<{ ran: boolean; forgotten: number; reflection?: Memory }>
+  all(): Promise<Memory[]>
+  pending(): Promise<number>
+}
+
+export function createMemory(fs: Fs, clock: Clock, path: string): MemoryStore {
+  const load = () => readJson<MemoryDoc>(fs, path, { items: [], nextId: 1, pending: 0, lastConsolidated: 0 })
+  const save = (d: MemoryDoc) => writeJson(fs, path, d)
+
+  return {
+    async add(i) {
+      const d = await load()
+      const now = clock()
+      const m: Memory = {
+        id: d.nextId++,
+        layer: i.layer,
+        text: redact(i.text),
+        importance: Math.min(10, Math.max(1, i.importance)),
+        source: i.source,
+        createdAt: now,
+        lastAccess: now,
+        accessCount: 0,
+        emotion: i.emotion,
+      }
+      d.items.push(m)
+      d.pending += m.importance
+      await save(d)
+      return m
+    },
+
+    async recall(query, mood) {
+      const d = await load()
+      const now = clock()
+      const top = d.items
+        .map(m => ({ m, s: score(m, query, now, mood) }))
+        .sort((a, b) => b.s - a.s || b.m.id - a.m.id)
+        .slice(0, TOP_K)
+        .map(x => x.m)
+      for (const m of top) {
+        m.lastAccess = now
+        m.accessCount++
+      }
+      if (top.length) await save(d)
+      return top
+    },
+
+    async consolidate(opts = {}) {
+      const d = await load()
+      const now = clock()
+      if (!opts.force && d.pending < CONSOLIDATE_THRESHOLD) return { ran: false, forgotten: 0 }
+
+      // 反思：把上次鞏固後新增、尚未被反思涵蓋的記憶濃縮成一筆
+      const fresh = d.items.filter(m => m.layer !== 'reflection' && m.id > (d.reflectedUpTo ?? 0))
+      let reflection: Memory | undefined
+      if (fresh.length) {
+        const top = [...fresh].sort((a, b) => b.importance - a.importance || b.id - a.id)
+        reflection = {
+          id: d.nextId++,
+          layer: 'reflection',
+          text: redact((opts.summarize ?? defaultSummarize)(top)),
+          importance: Math.min(10, Math.max(...top.map(t => t.importance)) + 1),
+          source: `reflect:${top.map(t => t.id).join(',')}`,
+          createdAt: now,
+          lastAccess: now,
+          accessCount: 0,
+        }
+        d.items.push(reflection)
+      }
+
+      d.reflectedUpTo = d.nextId - 1
+
+      // 遺忘：保留率過低的記憶淘汰（反思本身不在本輪淘汰）
+      const before = d.items.length
+      d.items = d.items.filter(m => m === reflection || retention(m, now) >= FORGET_BELOW)
+      d.pending = 0
+      d.lastConsolidated = now
+      await save(d)
+      return { ran: true, forgotten: before - d.items.length, reflection }
+    },
+
+    async all() {
+      return (await load()).items
+    },
+    async pending() {
+      return (await load()).pending
+    },
+  }
+}
diff --git a/plugins/hud/hooks/companion/todo.ts b/plugins/hud/hooks/companion/todo.ts
new file mode 100644
index 0000000..9c79a1c
--- /dev/null
+++ b/plugins/hud/hooks/companion/todo.ts
@@ -0,0 +1,72 @@
+import type { Clock, Fs } from './io'
+import { readJson, writeJson } from './io'
+
+export interface Todo {
+  id: number
+  title: string
+  done: boolean
+  /** 承諾事項：助理答應記住的事 */
+  promise: boolean
+  dueAt?: number
+  createdAt: number
+  doneAt?: number
+  /** 已提醒過，避免重複 */
+  reminded?: boolean
+}
+
+export interface TodoList {
+  add(title: string, opts?: { promise?: boolean; dueAt?: number }): Promise<Todo>
+  complete(id: number): Promise<Todo | null>
+  list(opts?: { all?: boolean }): Promise<Todo[]>
+  /** 角色行顯示的待辦數（未完成） */
+  open(): Promise<number>
+  /** 取出到期且尚未提醒的項目，並標記為已提醒 */
+  due(): Promise<Todo[]>
+}
+
+export function createTodos(fs: Fs, clock: Clock, path: string): TodoList {
+  const load = () => readJson<Todo[]>(fs, path, [])
+  const save = (t: Todo[]) => writeJson(fs, path, t)
+  return {
+    async add(title, opts = {}) {
+      const all = await load()
+      const t: Todo = {
+        id: all.reduce((m, x) => Math.max(m, x.id), 0) + 1,
+        title: title.trim(),
+        done: false,
+        promise: !!opts.promise,
+        dueAt: opts.dueAt,
+        createdAt: clock(),
+      }
+      all.push(t)
+      await save(all)
+      return t
+    },
+    async complete(id) {
+      const all = await load()
+      const t = all.find(x => x.id === id)
+      if (!t || t.done) return t ?? null
+      t.done = true
+      t.doneAt = clock()
+      await save(all)
+      return t
+    },
+    async list(opts = {}) {
+      const all = await load()
+      return opts.all ? all : all.filter(t => !t.done)
+    },
+    async open() {
+      return (await load()).filter(t => !t.done).length
+    },
+    async due() {
+      const all = await load()
+      const now = clock()
+      const hit = all.filter(t => !t.done && !t.reminded && t.dueAt !== undefined && t.dueAt <= now)
+      if (hit.length) {
+        for (const t of hit) t.reminded = true
+        await save(all)
+      }
+      return hit
+    },
+  }
+}